Product Family Descriptions
Family Name: APEX
Category: Alt-A
Features: • Contributions from 3 to 6%
• 620 Minimum FICO
• Full, Stated, SISA, No Ratio
   and No Doc Types
• Owner Occupied to 100% LTV
• Non-owner Occupied to 90% CLTV
Products:

First Mortgages and Combos
Jumbo
Pay Option ARMs
 • 15, 20, 30, 40 year Fixed;
 • 3/1, 5/1, 7/1, 10/1 LIBOR ARMs
 • Interest Only loans up to 100% CLTV
 • Combo loans up to 100% CLTV
 • Cash-Out Refinances up
 • to 95% LTV 100% CLTV