Product Family Descriptions
Family Name: APEX
Category: Conforming
Features: • Low Rates!
• 15, 20, 30 and 40-year Fixed; 3/1, 5/1, 7/1
   and 10/1 LIBOR ARMs
• Full Doc
• Purchase and Rate/Term up to 95% LTV/CLTV
• Cash Out up to 90% LTV/CLTV
• Non-owner Occupied up to 90% LTV/CLTV
• Minimum 660 FICO
• Conforms to Fannie Mae and Freddie
   Mac underwriting guidelines
Products: First Mortgages and Combos